Elena specialises in long-term structural trends that impact across asset classes, including markets and financial sector regulatory developments that affect the fundamentals of SA’s financial system. Elena has over 20 years of experience, focusing on the fixed income and credit markets and has been voted SA’s top credit analyst numerous times. She is a CFA Charterholder, and holds BCom and BCom Honours (cum laude) degrees from the University of KwaZulu-Natal and an MBA degree (cum laude) from the Edinburgh Business School (Heriot-Watt University, UK).