Only Rand Merchant Bank and RMB Private Bank, divisions of FirstRand Bank Limited Registration No. 1929/001225/06 (FRB) conduct banking business as regulated by the South African Banks Act, 1990. FRB guarantees and assures the obligations of Rand Merchant Bank and RMB Private Bank unless noted otherwise. Rand Merchant Bank and RMB Private Bank as divisions of FirstRand Bank are Authorised Financial Services Providers in terms of the Financial and Intermediary Services Act and Registered Credit Providers in terms of the National Credit Act NCA Reg. No. NCRCP20